Tuesday, October 26, 2010

PCIP's (high risk pools), stop-gap measure for pre-existing conditions until 2014, are of limited effectiveness

Michelle Andrews has a column on p E6 of the Washington Post Oct. 26, “New law broadens coverage for people with preexisting conditions”, link here. These benefits mainly help people who don't get health insurance through work.

The PCIP’s, or high risk pools, have been set up in every state to function until 2014, when people will be able to use the exchanges. But the PCIP’s are themselves rather expensive, and no one can get into one until one has been uninsured for six months. So as Andrews shows with case history, the wait can be deadly.

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